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OptimumBank Holdings Inc.

OPHCNYSEFinancial Services·US · USD
$5.82
+0.02 (+0.34%)
Live · 2026-06-29

Key statistics

Valuation
Market cap71.16M USD
Enterprise value-26.21M USD
Trailing P/E9.83
Forward P/E5.47
PEG ratio0.53
Price / sales1.40
Price / book0.56
Profitability
Gross margin0.00%
Operating margin44.88%
Profit margin34.39%
Return on assets1.55%
Return on equity14.85%
Income (TTM)
Revenue50.71M USD
Gross profit50.71M USD
EBITDA0.00 USD
Net income17.44M USD
Diluted EPS$0.59
Rev. growth (YoY)31.30%
Balance sheet
Total cash140.02M USD
Total debt42.65M USD
Debt / equity0.34
Current ratio0.00
Book value / share$10.43
Cash flow (TTM)
Operating cash flow22.58M USD
Levered free cash flow16.65M USD
Shares & price
Shares outstanding12.17M
Float9.58M
Held by institutions13.62%
Beta0.30
50-day MA$5.55
200-day MA$4.81
52-week high$5.90
52-week low$3.91
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-04-240.230.20−13.04%2026-02-020.200.21+5.00%2026-01-200.880.89+1.14%2025-11-100.150.18+20.00%2025-08-060.150.29+93.33%
About OptimumBank Holdings Inc.

OptimumBank Holdings Inc. is a banking and financial services company primarily focused on providing a range of commercial and retail banking services in the United States. Serving consumers, small businesses, and commercial clientele, OptimumBank offers products such as personal and business checking accounts, savings accounts, certificates of deposit, and consumer and commercial loans. The bank also provides specialized services including mortgage lending, online banking, and treasury management, enabling seamless financial transactions and cash management solutions. Based in Fort Lauderdale, Florida, OptimumBank targets both local communities and broader markets, balancing traditional banking approaches with modern digital conveniences. This strategic positioning enables it to compete effectively in a dynamic banking environment, responding to changing consumer needs while contributing to regional economic growth. As part of the competitive banking sector, OptimumBank Holdings Inc. plays a key role in financial intermediation, supporting both individual and business financial health and contributing to the stability of the financial ecosystem.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Moishe Gubin CPA
Employees
98
Headquarters
Fort Lauderdale, FL, United States

Frequently asked questions about OptimumBank Holdings Inc.