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OptimumBank Holdings Inc.

OPHCNYSEFinancial Services·US · USD
$9.04
+0.35 (+4.03%)
Prices as of October 2, 2026 · market closed

Price

Key statistics

Valuation
Market cap114.18M USD
Enterprise value104.57M USD
Trailing P/E9.99
Forward P/E6.44
PEG ratio0.34
Price / sales1.93
Price / book1.54
Profitability
Gross margin0.00%
Operating margin52.46%
Profit margin36.02%
Return on assets1.71%
Return on equity16.68%
Income (TTM)
Revenue56.89M USD
Gross profit56.89M USD
EBITDA0.00 USD
Net income20.49M USD
Diluted EPS$0.87
Rev. growth (YoY)56.00%
Balance sheet
Total cash146.24M USD
Total debt41.55M USD
Debt / equity0.31
Current ratio0.00
Book value / share$5.65
Cash flow (TTM)
Operating cash flow26.70M USD
Levered free cash flow16.65M USD
Shares & price
Shares outstanding12.34M
Float10.35M
Held by institutions18.79%
Beta0.29
50-day MA$8.81
200-day MA$6.14
52-week high$10.68
52-week low$3.91
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-07-240.240.28+16.67%2026-04-240.230.20−13.04%2026-02-020.200.21+5.00%2026-01-200.880.89+1.14%2025-11-100.150.18+20.00%
About OptimumBank Holdings Inc.

OptimumBank Holdings Inc. is a bank holding company that serves as the parent organization of OptimumBank, a community-focused banking institution. OptimumBank Holdings Inc. provides a range of consumer and commercial banking services designed for individuals, small businesses, and corporate customers. Through its banking platform, the company offers deposit accounts, savings products, checking accounts, money market and cash management services, business banking solutions, online banking, wire transfers, ACH services, debit cards, and ATM access. It also supports lending and financing activities through its subsidiary structure, which includes banking and non-bank financial operations. Headquartered in Fort Lauderdale, Florida, OptimumBank Holdings Inc. plays a role in regional banking by combining traditional relationship-based service with digital and transaction-processing capabilities for everyday financial needs and business operations.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Moishe Gubin CPA
Employees
98
Headquarters
Fort Lauderdale, FL, United States

Frequently asked questions about OptimumBank Holdings Inc.