Happen Inc.

Happen Inc. is a U.S. digital marketplace bank that provides a broad range of consumer and business financial services. The company focuses on higher-credit-quality, higher-income borrowers who actively manage their financial lives, offering products such as personal loans, auto refinancing, business financing solutions, personal banking services, and institutional investing capabilities. Its business model is built around advanced credit underwriting and a proprietary technology platform that supports efficient loan origination, risk assessment, and distribution. Happen Inc. operates through distinct segments, including a banking arm that offers loans, leases, deposits, and related financial solutions, and a parent company segment that functions as the holding entity for the group. In today’s financial markets, Happen Inc. plays the role of a technology-enabled intermediary, connecting borrowers and capital providers through a marketplace bank structure that generates revenue from loan sales, net interest income, and fee-based services. Headquartered in San Francisco, California, it serves consumers and enterprises across the United States.

Sector

Financial Services

Industry

Banks - Regional

CEO

Mr. Scott C. Sanborn

Employees

1,075

Headquarters

San Francisco, CA, United States

Website

www.lendingclub.com