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Ponce Financial Group, Inc.

PDLBNASDAQFinancial Services·US · USD
$20.28
-0.07 (-0.34%)
Prices as of October 5, 2026 · market closed

Price

Key statistics

Valuation
Market cap490.53M USD
Enterprise value1.23B USD
Trailing P/E14.43
Forward P/E11.50
PEG ratio0.38
Price / sales4.33
Price / book1.47
Profitability
Gross margin0.00%
Operating margin39.79%
Profit margin29.68%
Return on assets1.02%
Return on equity6.24%
Income (TTM)
Revenue113.76M USD
Gross profit113.76M USD
EBITDA0.00 USD
Net income32.64M USD
Diluted EPS$1.41
Rev. growth (YoY)18.40%
Balance sheet
Total cash140.26M USD
Total debt649.97M USD
Debt / equity1.16
Current ratio0.00
Book value / share$13.89
Cash flow (TTM)
Operating cash flow58.26M USD
Levered free cash flow27.58M USD
Shares & price
Shares outstanding24.19M
Float19.21M
Held by institutions48.73%
Beta0.53
50-day MA$20.34
200-day MA$18.31
52-week high$21.10
52-week low$13.91
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-07-270.370.35−5.41%2026-04-240.270.36+33.33%2026-01-270.280.42+50.00%2025-10-240.220.27+22.73%2025-07-250.170.25+47.06%
About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. is a bank holding company focused on community banking through its banking subsidiary, Ponce Bank, National Association. The company provides a range of deposit and lending services designed for individuals, families, small businesses, and commercial clients, with offerings that include checking and savings accounts, certificates of deposit, mortgage lending, commercial real estate financing, consumer loans, and business credit solutions. It also supports treasury and cash-management needs through related banking services. Ponce Financial Group serves customers primarily in the New York metropolitan area, where its branch network and relationship-based model position it as a regional provider of everyday banking and specialized loan products. The company plays a role in serving local communities and businesses by channeling deposits into lending and other financial services that support residential, commercial, and small-business activity.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Carlos P. Naudon
Employees
229
Headquarters
Bronx, NY, United States

Frequently asked questions about Ponce Financial Group, Inc.