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National Bankshares Inc.

NKSHNASDAQFinancial Services·US · USD
$42.56
-0.42 (-0.98%)
Prices as of October 9, 2026 · market closed

Price

Key statistics

Valuation
Market cap271.13M USD
Enterprise value218.16M USD
Trailing P/E13.34
Forward P/E11.03
PEG ratio0.11
Price / sales4.48
Price / book1.41
Profitability
Gross margin0.00%
Operating margin41.41%
Profit margin33.54%
Return on assets1.12%
Return on equity11.25%
Income (TTM)
Revenue60.56M USD
Gross profit60.56M USD
EBITDA0.00 USD
Net income20.31M USD
Diluted EPS$3.19
Rev. growth (YoY)16.20%
Balance sheet
Total cash54.56M USD
Total debt1.79M USD
Debt / equity0.01
Current ratio0.00
Book value / share$30.20
Cash flow (TTM)
Operating cash flow20.07M USD
Levered free cash flow15.83M USD
Shares & price
Shares outstanding6.37M
Float6.16M
Held by institutions37.45%
Beta0.53
50-day MA$41.98
200-day MA$37.70
52-week high$45.00
52-week low$27.00
Dividends
Forward rate
$1.50
Yield
3.52%
Payout ratio
47.96%
Frequency
Semi-Annual
Recent payments
  • 2026-05-26$0.75
Earnings (EPS)
DateEst.ActualSurprise2026-07-230.800.79−1.25%2026-07-153.142.81−10.51%2026-04-230.650.78+20.00%2026-01-220.680.84+23.53%2025-10-230.660.70+6.06%
About National Bankshares Inc.

National Bankshares Inc. is a bank holding company that serves as the parent of The National Bank of Blacksburg and National Bankshares Financial Services, Inc. The company provides community-focused financial services to individuals, businesses, non-profits, and local governments across Southwest and Central Virginia. Its offerings include deposit accounts, commercial and consumer lending, mortgage and home equity loans, credit cards, trust services, and cash management tools. National Bankshares also supports customers through mobile, telephone, and internet banking, along with automated teller machines and branch-based service. In addition to traditional banking, it provides wealth management, insurance, brokerage, and other non-deposit investment services. The company operates across several lending segments, including real estate construction, consumer real estate, commercial real estate, public sector, and consumer lending, positioning it as a diversified regional financial institution centered on local banking relationships.

Sector
Financial Services
Industry
Banks - Regional
CEO
Ms. Lara E. Ramsey
Employees
245
Headquarters
Blacksburg, VA, United States

Frequently asked questions about National Bankshares Inc.