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First Carolina Financial Services, Inc.

FCBMNYSEFinancial Services·US · USD
$12.80
+0.12 (+0.95%)
Prices as of October 8, 2026 · market closed

Price

Key statistics

Valuation
Market cap397.68M USD
Enterprise value397.92M USD
Trailing P/E23.48
Forward P/E9.32
PEG ratio9.32
Price / sales3.06
Price / book0.92
Profitability
Gross margin0.00%
Operating margin28.95%
Profit margin10.80%
Return on assets0.37%
Return on equity3.52%
Income (TTM)
Revenue128.85M USD
Gross profit128.85M USD
EBITDA0.00 USD
Net income13.91M USD
Diluted EPS$0.54
Rev. growth (YoY)-13.30%
Balance sheet
Total cash118.82M USD
Total debt120.30M USD
Debt / equity0.28
Current ratio0.00
Book value / share$13.83
Cash flow (TTM)
Operating cash flow29.27M USD
Levered free cash flow12.20M USD
Shares & price
Shares outstanding31.07M
Float25.00M
Held by institutions22.56%
Beta0.00
50-day MA$12.68
200-day MA$12.71
52-week high$13.40
52-week low$12.17
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-07-300.210.20−4.76%
About First Carolina Financial Services, Inc.

First Carolina Financial Services, Inc. is a bank holding company headquartered in Raleigh, North Carolina. Through First Carolina Bank, it provides commercial banking, consumer banking, payments, treasury management, and wealth management services to individuals, businesses, professionals, and institutions. Its offerings include deposit accounts, commercial and real estate lending, consumer loans, credit and debit cards, online and bill pay services, remote deposit capture, merchant services, and specialized deposit solutions. The company also operates a digital banking platform focused on student and higher-education-related financial services. First Carolina Financial Services serves local and regional markets through a community banking model, combining traditional relationship banking with technology-enabled products for everyday banking and payment needs.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Ronald Arvin Day
Employees
269
Headquarters
Raleigh, NC, United States

Frequently asked questions about First Carolina Financial Services, Inc.