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ChoiceOne Financial Services Inc.

COFSNASDAQFinancial Services·US · USD
$34.20
+0.20 (+0.59%)
Prices as of August 11, 2026 · market closed

Price

Key statistics

Valuation
Market cap511.31M USD
Enterprise value764.36M USD
Trailing P/E8.96
Forward P/E9.05
PEG ratio-1.15
Price / sales2.98
Price / book1.05
Profitability
Gross margin0.00%
Operating margin41.75%
Profit margin32.20%
Return on assets1.25%
Return on equity11.97%
Income (TTM)
Revenue169.92M USD
Gross profit169.92M USD
EBITDA0.00 USD
Net income54.72M USD
Diluted EPS$3.78
Rev. growth (YoY)-1.90%
Balance sheet
Total cash88.65M USD
Total debt343.50M USD
Debt / equity0.73
Current ratio0.00
Book value / share$32.29
Cash flow (TTM)
Operating cash flow31.81M USD
Levered free cash flow28.18M USD
Shares & price
Shares outstanding14.95M
Float13.52M
Held by institutions48.42%
Beta0.62
50-day MA$33.04
200-day MA$30.46
52-week high$35.40
52-week low$26.10
Dividends
Forward rate
$1.16
Yield
3.39%
Payout ratio
0.00%
Frequency
Quarterly
Recent payments
  • 2026-06-15$0.29
Earnings (EPS)
DateEst.ActualSurprise2026-07-233.323.52+6.02%2026-04-240.850.91+7.06%2026-03-24-0.40-1.00−150.00%2026-03-040.060.15+150.00%
About ChoiceOne Financial Services Inc.

ChoiceOne Financial Services Inc. is a community-focused bank holding company headquartered in Sparta, Michigan. Its primary function is to provide a diverse range of financial services and products to individual and business clients within its market area. These services include traditional banking offerings such as checking and savings accounts, personal and business loans, as well as mortgage financing and investment advisory services. With a strong commitment to serving local communities, ChoiceOne Financial Services Inc. plays a vital role in supporting regional economic development. By tailoring their services to meet the unique needs of residents and businesses in the area, the company helps facilitate growth and financial stability in the region. In the financial market, ChoiceOne Financial Services Inc. is recognized for its customer-centric approach and community banking model which prioritize personalized service and relationship building. The company operates through a network of branch locations which enhance its accessibility and customer service delivery. As a result, ChoiceOne Financial Services Inc. is regarded as a significant contributor to the health and vitality of the local economies it serves.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Kelly J. Potes CFP
Employees
577
Headquarters
Sparta, MI, United States

Frequently asked questions about ChoiceOne Financial Services Inc.