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Civista Bancshares Inc.

CIVBNASDAQFinancial Services·US · USD
$28.86
+0.15 (+0.52%)
Prices as of August 13, 2026 · live

Price

Key statistics

Valuation
Market cap597.00M USD
Enterprise value763.98M USD
Trailing P/E10.71
Forward P/E9.88
PEG ratio-3.80
Price / sales3.25
Price / book1.05
Profitability
Gross margin0.00%
Operating margin39.91%
Profit margin29.62%
Return on assets1.28%
Return on equity11.19%
Income (TTM)
Revenue183.44M USD
Gross profit183.44M USD
EBITDA0.00 USD
Net income54.16M USD
Diluted EPS$2.68
Rev. growth (YoY)13.50%
Balance sheet
Total cash68.22M USD
Total debt240.60M USD
Debt / equity0.42
Current ratio0.00
Book value / share$27.26
Cash flow (TTM)
Operating cash flow57.87M USD
Levered free cash flow46.21M USD
Shares & price
Shares outstanding20.79M
Float20.20M
Held by institutions68.43%
Beta0.65
50-day MA$27.81
200-day MA$24.48
52-week high$29.97
52-week low$19.67
Dividends
Forward rate
$0.72
Yield
2.49%
Payout ratio
26.12%
Frequency
Quarterly
Recent payments
  • 2026-08-04$0.18
Earnings (EPS)
DateEst.ActualSurprise2026-07-230.670.69+2.99%2026-04-220.570.74+29.82%2026-03-170.420.65+54.76%2026-01-290.620.75+20.97%2025-10-230.590.71+20.34%
About Civista Bancshares Inc.

Civista Bancshares Inc. operates as a financial holding company that provides a broad range of banking services through its subsidiary, Civista Bank. The primary function of Civista Bancshares is to offer traditional financial services such as lending, savings, and checking accounts, as well as investment advisory services. With a focus on community banking, Civista targets small to mid-sized businesses, agricultural clients, and individual consumers, predominantly across the Midwest United States. Notable features of Civista include a robust portfolio of commercial and residential real estate loans, personal banking services, and a mix of digital banking solutions that cater to modern consumer preferences. In the financial market, Civista Bancshares plays an essential role in supporting regional economic growth by facilitating access to credit and financial planning services. The company’s emphasis on local customer needs and community involvement underscores its significance within the regional banking landscape, making it a vital player in the financial wellbeing of the areas it serves.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Dennis G. Shaffer
Employees
548
Headquarters
Sandusky, OH, United States

Frequently asked questions about Civista Bancshares Inc.