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Citizens, Inc.

CIANYSEFinancial Services·US · USD
$3.90
-0.02 (-0.51%)
Prices as of August 13, 2026 · market closed

Price

Key statistics

Valuation
Market cap197.51M USD
Enterprise value172.99M USD
Trailing P/E17.82
Forward P/E18.67
PEG ratio-0.17
Price / sales0.78
Price / book0.84
Profitability
Gross margin0.00%
Operating margin-0.88%
Profit margin4.55%
Return on assets0.51%
Return on equity5.00%
Income (TTM)
Revenue255.01M USD
Gross profit68.54M USD
EBITDA14.94M USD
Net income11.60M USD
Diluted EPS$0.22
Rev. growth (YoY)-7.20%
Balance sheet
Total cash15.41M USD
Total debt0.00 USD
Debt / equity0.00
Current ratio0.64
Book value / share$4.64
Cash flow (TTM)
Operating cash flow15.49M USD
Levered free cash flow9.61M USD
Shares & price
Shares outstanding50.55M
Float45.17M
Held by institutions29.04%
Beta0.46
50-day MA$5.31
200-day MA$5.36
52-week high$6.54
52-week low$3.56
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-08-060.070.01−85.71%2026-07-233.323.52+6.02%2026-05-070.050.03−40.00%
About Citizens, Inc.

Citizens, Inc. is an insurance holding company that primarily provides life insurance to individuals across international markets. The company's primary function is to offer a variety of insurance products, including ordinary whole life policies, endowment policies, and credit life insurance. These products are designed to provide death benefits, cash value accumulation, and life coverage to policyholders, emphasizing long-term security and financial planning. Citizens, Inc. operates in diverse geographic regions, focusing on Latin America and the United States, thereby playing a crucial role in the life insurance sector within these markets. Through its subsidiaries, the company has established a significant presence in serving niche markets, offering tailored insurance solutions that meet local regulatory and customer needs. In the financial market, Citizens, Inc. contributes to the insurance segment, influencing investment and underwriting practices within its operational territories. The company's adaptive strategies and focus on growing markets underscore its importance in expanding life insurance accessibility and ensuring financial protection for various communities. Founded in 1969 and headquartered in Austin, Texas, Citizens, Inc. continues to evolve in response to demographic and economic shifts.

Sector
Financial Services
Industry
Insurance - Life
CEO
Mr. Jon Scott Stenberg
Employees
243
Headquarters
Austin, TX, United States

Frequently asked questions about Citizens, Inc.