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Bank of the James Financial Group, Inc.

BOTJNASDAQFinancial Services·US · USD
$27.49
+0.18 (+0.66%)
Prices as of August 12, 2026 · market closed

Price

Key statistics

Valuation
Market cap124.08M USD
Enterprise value96.93M USD
Trailing P/E10.87
Forward P/E0.00
PEG ratio0.59
Price / sales2.44
Price / book1.50
Profitability
Gross margin0.00%
Operating margin32.34%
Profit margin22.44%
Return on assets1.12%
Return on equity14.84%
Income (TTM)
Revenue51.20M USD
Gross profit51.20M USD
EBITDA0.00 USD
Net income11.49M USD
Diluted EPS$2.53
Rev. growth (YoY)4.10%
Balance sheet
Total cash35.55M USD
Total debt8.67M USD
Debt / equity0.11
Current ratio0.00
Book value / share$18.30
Cash flow (TTM)
Operating cash flow11.66M USD
Levered free cash flow9.02M USD
Shares & price
Shares outstanding4.54M
Float3.43M
Held by institutions29.01%
Beta0.18
50-day MA$25.40
200-day MA$21.17
52-week high$29.79
52-week low$13.75
Dividends
Forward rate
$0.40
Yield
1.46%
Payout ratio
0.00%
Frequency
Quarterly
Recent payments
  • 2026-05-22$0.10
Earnings (EPS)
DateEst.ActualSurprise2026-07-280.870.89+2.30%2026-05-080.110.13+18.18%2026-03-24-0.40-1.00−150.00%2023-04-200.432023-02-050.42
About Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc. operates as a bank holding company in the financial sector, primarily providing banking and related financial services. The bank focuses on serving individual clients, businesses, and professionals within its local communities, predominantly in Virginia. It offers traditional banking services including personal and commercial checking accounts, savings accounts, money market accounts, and certificates of deposit. Beyond deposit services, the institution provides commercial, personal, and mortgage loans tailored to its clientele. Bank of the James also engages in investment management, offering clients strategic financial planning and asset management solutions. By prioritizing regional market needs, it establishes long-term customer relationships and contributes to local economic development. Its role in the financial market is significant for the local communities it serves, acting as a financial catalyst for regional growth and stability. The bank's localized approach ensures tailored financial solutions, fostering a robust financial ecosystem within its operational footprint.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Robert R. Chapman III
Employees
162
Headquarters
Lynchburg, VA, United States

Frequently asked questions about Bank of the James Financial Group, Inc.