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Bread Financial Holdings Inc.

BFHNYSEFinancial Services·US · USD
$110.93
+0.48 (+0.43%)
Prices as of August 13, 2026 · live

Price

Key statistics

Valuation
Market cap4.46B USD
Enterprise value3.75B USD
Trailing P/E9.02
Forward P/E8.26
PEG ratio0.18
Price / sales1.67
Price / book1.27
Profitability
Gross margin0.00%
Operating margin28.97%
Profit margin21.36%
Return on assets2.57%
Return on equity17.42%
Income (TTM)
Revenue2.67B USD
Gross profit2.67B USD
EBITDA0.00 USD
Net income565.00M USD
Diluted EPS$12.25
Rev. growth (YoY)3.80%
Balance sheet
Total cash3.68B USD
Total debt3.28B USD
Debt / equity0.99
Current ratio0.00
Book value / share$86.95
Cash flow (TTM)
Operating cash flow2.19B USD
Levered free cash flow518.00M USD
Shares & price
Shares outstanding41.30M
Float36.42M
Held by institutions114.85%
Beta1.14
50-day MA$102.38
200-day MA$82.06
52-week high$114.12
52-week low$53.83
Dividends
Forward rate
$0.92
Yield
0.83%
Payout ratio
7.18%
Frequency
Quarterly
Recent payments
  • 2026-05-29$0.23
Earnings (EPS)
DateEst.ActualSurprise2026-07-232.773.55+28.16%2026-05-062.552.72+6.67%2026-04-200.830.92+10.84%
About Bread Financial Holdings Inc.

Bread Financial Holdings Inc. is a prominent company in the financial services industry, primarily known for providing a wide array of consumer financial products and services. Its core offerings include private label and co-branded credit cards, installment lending, and financial technology solutions. Bread Financial Holdings Inc. plays a crucial role in facilitating flexible payment options for consumers, thereby enhancing customer engagement and loyalty for partner brands. The company collaborates with numerous retail, travel, and luxury brand sectors, providing tailored payment solutions that drive business growth. With an emphasis on fintech innovation, Bread Financial Holdings Inc. leverages advanced analytics and technology to optimize financial solutions for diverse consumer needs. Operating within a dynamic financial ecosystem, the company contributes significantly to consumer finance by providing accessible and varied payment solutions, deeply influencing consumer purchasing behavior and retail sales performance. Bread Financial Holdings Inc. is a key player in the ever-evolving landscape of consumer finance, fostering a competitive edge through increasing digital integration and personalized financial service offerings.

Sector
Financial Services
Industry
Credit Services
CEO
Mr. Ralph J. Andretta
Employees
6,000
Headquarters
Columbus, OH, United States

Frequently asked questions about Bread Financial Holdings Inc.