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BayFirst Financial Corp.

BAFNNASDAQFinancial Services·US · USD
$5.50
+0.10 (+1.85%)
Prices as of July 14, 2026 · market closed

Price

Key statistics

Valuation
Market cap29.52M USD
Enterprise value-75.97M USD
Trailing P/E5.05
Forward P/E0.00
PEG ratio0.01
Price / sales0.92
Price / book0.34
Profitability
Gross margin0.00%
Operating margin-97.22%
Profit margin-89.78%
Return on assets-2.27%
Return on equity-29.47%
Income (TTM)
Revenue31.50M USD
Gross profit31.50M USD
EBITDA0.00 USD
Net income-29.82M USD
Diluted EPS-$5.54
Rev. growth (YoY)-52.70%
Balance sheet
Total cash134.46M USD
Total debt20.58M USD
Debt / equity0.25
Current ratio0.00
Book value / share$16.10
Cash flow (TTM)
Operating cash flow207.92M USD
Levered free cash flow-24.48M USD
Shares & price
Shares outstanding5.37M
Float3.52M
Held by institutions15.72%
Beta0.41
50-day MA$5.89
200-day MA$7.22
52-week high$15.28
52-week low$4.26
Dividends
Forward rate
$0.32
Yield
5.72%
Payout ratio
17.49%
Frequency
Quarterly
Recent payments
  • 2025-05-30$0.08
Earnings (EPS)
DateEst.ActualSurprise2025-11-13-0.500.13+126.00%2023-04-260.132023-01-250.452022-10-270.68
About BayFirst Financial Corp.

BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank, serving consumers and small businesses in the Tampa Bay region. The company offers a comprehensive suite of banking products and services, including demand deposits, money market accounts, savings deposits, and time deposits for retail customers. On the lending side, BayFirst Financial provides commercial business loans, real estate loans, and consumer loans to support both individual borrowers and small business clients. Headquartered in St. Petersburg, Florida, BayFirst Financial Corp. operates as a progressive financial institution focused on delivering innovative products and services while maintaining a commitment to technology advancement and social responsibility in the banking sector.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Alfred T. Rogers Jr.
Employees
143
Headquarters
Saint Petersburg, FL, United States

Frequently asked questions about BayFirst Financial Corp.