Kinfo
Atlanticus Holdings Corp. logo

Atlanticus Holdings Corp.

ATLCNASDAQFinancial Services·US · USD
$96.61
-2.65 (-2.67%)
Prices as of July 13, 2026 · market closed

Price

Key statistics

Valuation
Market cap1.46B USD
Enterprise value7.24B USD
Trailing P/E14.92
Forward P/E7.49
PEG ratio0.29
Price / sales2.40
Price / book2.33
Profitability
Gross margin0.00%
Operating margin31.00%
Profit margin21.44%
Return on assets2.50%
Return on equity21.40%
Income (TTM)
Revenue628.89M USD
Gross profit455.27M USD
EBITDA0.00 USD
Net income125.72M USD
Diluted EPS$6.70
Rev. growth (YoY)60.80%
Balance sheet
Total cash651.13M USD
Total debt6.35B USD
Debt / equity929.03
Current ratio14.67
Book value / share$42.98
Cash flow (TTM)
Operating cash flow792.74M USD
Levered free cash flow111.80M USD
Shares & price
Shares outstanding15.09M
Float5.45M
Held by institutions24.80%
Beta2.12
50-day MA$88.61
200-day MA$66.35
52-week high$112.61
52-week low$45.74
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Recent payments
  • 2009-12-29$0.50
Earnings (EPS)
DateEst.ActualSurprise2026-05-071.662.23+34.34%2026-04-293.694.10+11.11%2026-03-121.571.75+11.46%2026-02-242.522.72+7.94%2026-02-091.341.16−13.43%
About Atlanticus Holdings Corp.

Atlanticus Holdings Corp. is a financial technology company that provides products and services to lenders in the United States. It operates primarily through two segments: Credit as a Service (CaaS) and Auto Finance. The CaaS segment delivers private label credit products under brands like Fortiva for consumer electronics, furniture, elective medical procedures, and home-improvement, as well as healthcare-focused offerings under the Curae brand through retail and healthcare partners. It also issues general-purpose credit cards under Aspire, Imagine, and Fortiva brands, originated via retail, direct mail, digital marketing, and third-party partnerships. The Auto Finance segment services loans secured by independent automotive dealers and finance companies in the buy-here, pay-here used car market. Atlanticus Holdings Corp. focuses on credit and related financial services for the financially underserved consumer credit market, enabling lenders to offer accessible financing solutions across diverse channels. Founded in 1996 and headquartered in Atlanta, Georgia, it plays a key role in the financial services sector by supporting underserved segments with innovative credit enablement.

Sector
Financial Services
Industry
Credit Services
CEO
Mr. Jeffrey A. Howard
Employees
576
Headquarters
Atlanta, GA, United States

Frequently asked questions about Atlanticus Holdings Corp.