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AmeriServ Financial Inc.

ASRVNASDAQFinancial Services·US · USD
$3.82
-0.01 (-0.26%)
Prices as of July 13, 2026 · live

Price

Key statistics

Valuation
Market cap64.80M USD
Enterprise value75.11M USD
Trailing P/E11.58
Forward P/E0.00
PEG ratio-1.39
Price / sales1.17
Price / book0.54
Profitability
Gross margin0.00%
Operating margin16.67%
Profit margin9.90%
Return on assets0.38%
Return on equity4.75%
Income (TTM)
Revenue55.56M USD
Gross profit55.56M USD
EBITDA0.00 USD
Net income5.50M USD
Diluted EPS$0.33
Rev. growth (YoY)3.00%
Balance sheet
Total cash64.08M USD
Total debt74.38M USD
Debt / equity0.62
Current ratio0.00
Book value / share$7.12
Cash flow (TTM)
Operating cash flow2.94M USD
Levered free cash flow5.61M USD
Shares & price
Shares outstanding16.96M
Float12.82M
Held by institutions39.65%
Beta0.43
50-day MA$3.81
200-day MA$3.47
52-week high$4.04
52-week low$2.64
Dividends
Forward rate
$0.12
Yield
3.14%
Payout ratio
36.36%
Frequency
Quarterly
Recent payments
  • 2026-05-04$0.03
Earnings (EPS)
DateEst.ActualSurprise2026-06-150.130.15+15.38%2026-05-26-0.08-0.05+37.50%2025-12-030.270.45+66.67%2023-04-170.092023-01-230.11
About AmeriServ Financial Inc.

AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiaries. It operates primarily through three segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment encompasses retail and commercial banking activities, including deposit services via a branch network, residential mortgage loans, direct consumer loans, small business commercial loans, commercial real estate loans, and business services. The Wealth Management segment manages operations of a trust company, an investment advisory firm called West Chester Capital Advisors, and financial services. The Investment or Parent segment handles investment securities, borrowing activities, and general corporate expenses. AmeriServ Financial Inc. focuses on serving individuals, small businesses, and commercial clients in its regional markets. Founded in 1983 and headquartered in Johnstown, Pennsylvania, it plays a key role in community-oriented banking and wealth management services.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Jeffrey A. Stopko CPA
Employees
299
Headquarters
Johnstown, PA, United States

Frequently asked questions about AmeriServ Financial Inc.