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Arrow Financial Corporation

AROWNASDAQFinancial Services·US · USD
$40.60
+0.05 (+0.12%)
Prices as of July 10, 2026 · market closed

Price

Key statistics

Valuation
Market cap671.08M USD
Enterprise value419.59M USD
Trailing P/E13.09
Forward P/E9.36
PEG ratio0.11
Price / sales3.98
Price / book1.52
Profitability
Gross margin0.00%
Operating margin40.56%
Profit margin30.37%
Return on assets1.14%
Return on equity12.11%
Income (TTM)
Revenue168.36M USD
Gross profit168.36M USD
EBITDA0.00 USD
Net income50.92M USD
Diluted EPS$3.10
Rev. growth (YoY)29.40%
Balance sheet
Total cash288.95M USD
Total debt37.45M USD
Debt / equity0.09
Current ratio0.00
Book value / share$26.63
Cash flow (TTM)
Operating cash flow46.45M USD
Levered free cash flow43.81M USD
Shares & price
Shares outstanding16.53M
Float14.19M
Held by institutions50.76%
Beta0.74
50-day MA$37.97
200-day MA$33.39
52-week high$42.44
52-week low$25.84
Dividends
Forward rate
$1.20
Yield
2.96%
Payout ratio
37.54%
Frequency
Quarterly
Recent payments
  • 2026-05-12$0.30
Earnings (EPS)
DateEst.ActualSurprise2026-04-300.790.82+3.80%2026-01-290.800.85+6.25%2025-12-12-0.68-2.83−316.18%2025-10-300.720.81+12.50%
About Arrow Financial Corporation

Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, that provides comprehensive banking and financial services through its subsidiaries, Glens Falls National and Saratoga National. The company offers a full spectrum of deposit products, including demand deposits, interest-bearing checking accounts, savings deposits, and time deposits. Its lending operations encompass commercial loans such as term loans and lines of credit, commercial real estate financing, residential mortgage lending, and consumer installment and home equity financing. Arrow Financial serves small and mid-sized businesses as well as individual consumers and commercial property owners. Beyond traditional banking, the company provides insurance products and investment services, along with digital banking solutions through online and mobile platforms. As a regional bank holding company, Arrow Financial generates its primary revenue through interest income and fees earned across its diverse financial product offerings, serving as a key financial services provider in its market.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. David S. DeMarco
Employees
575
Headquarters
Glens Falls, NY, United States

Frequently asked questions about Arrow Financial Corporation