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Affirm Holdings, Inc.

AFRMNASDAQFinancial Services·US · USD
$83.78
+2.50 (+3.08%)
Prices as of July 9, 2026 · market closed

Price

Key statistics

Valuation
Market cap28.06B USD
Enterprise value34.54B USD
Trailing P/E76.16
Forward P/E22.14
PEG ratio0.03
Price / sales7.06
Price / book7.41
Profitability
Gross margin65.93%
Operating margin8.51%
Profit margin9.63%
Return on assets1.74%
Return on equity11.49%
Income (TTM)
Revenue3.97B USD
Gross profit1.92B USD
EBITDA1.12B USD
Net income382.42M USD
Diluted EPS$1.10
Rev. growth (YoY)32.60%
Balance sheet
Total cash1.77B USD
Total debt9.09B USD
Debt / equity240.28
Current ratio13.54
Book value / share$11.30
Cash flow (TTM)
Operating cash flow1.01B USD
Levered free cash flow301.09M USD
Shares & price
Shares outstanding334.85M
Float281.25M
Held by institutions87.15%
Beta3.67
50-day MA$70.38
200-day MA$66.26
52-week high$100.00
52-week low$42.10
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Earnings (EPS)
DateEst.ActualSurprise2026-05-062.552.72+6.67%2026-02-050.840.72−14.29%2026-01-152.983.14+5.37%2025-12-17-0.360.10+127.78%
About Affirm Holdings, Inc.

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce, enabling buy now, pay later solutions. Its platform includes three core elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app that provides flexible financing options at the time of purchase. The company partners with merchants across various sectors, including retail, travel, and e-commerce, to offer transparent installment payment plans without hidden fees or compound interest. Affirm Holdings, Inc. empowers consumers to access credit seamlessly through its technology, integrating directly into the checkout process on merchant websites and apps. Founded in 2012 and headquartered in San Francisco, California, Affirm plays a key role in the fintech space by facilitating short-term, fixed-payment loans that promote responsible lending practices and enhance the shopping experience for millions of users.

Sector
Financial Services
Industry
Credit Services
CEO
Mr. Max Roth Levchin
Employees
2,206
Headquarters
San Francisco, CA, United States

Frequently asked questions about Affirm Holdings, Inc.