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Affinity Bancshares Inc.

AFBINASDAQFinancial Services·US · USD
$22.65
-0.01 (-0.04%)
Prices as of July 10, 2026 · market closed

Price

Key statistics

Valuation
Market cap138.05M USD
Enterprise value140.93M USD
Trailing P/E16.53
Forward P/E0.00
PEG ratio0.60
Price / sales9.66
Price / book2.22
Profitability
Gross margin0.00%
Operating margin7.20%
Profit margin10.91%
Return on assets0.53%
Return on equity2.05%
Income (TTM)
Revenue14.28M USD
Gross profit14.28M USD
EBITDA0.00 USD
Net income1.56M USD
Diluted EPS$1.37
Rev. growth (YoY)4.20%
Balance sheet
Total cash35.20M USD
Total debt7.57M USD
Debt / equity0.06
Current ratio0.00
Book value / share$10.22
Cash flow (TTM)
Operating cash flow1.86M USD
Levered free cash flow8.33M USD
Shares & price
Shares outstanding6.09M
Float3.13M
Held by institutions29.63%
Beta-0.04
50-day MA$22.51
200-day MA$20.72
52-week high$22.74
52-week low$18.35
Dividends
Forward rate
$0.00
Yield
0.00%
Payout ratio
0.00%
Frequency
Unknown
Recent payments
  • 2025-03-13$1.50
Earnings (EPS)
DateEst.ActualSurprise2026-02-190.740.78+5.41%2026-01-231.611.87+16.15%2025-09-29-0.18-0.11+38.89%2023-04-260.26
About Affinity Bancshares Inc.

Affinity Bancshares Inc. operates as a regional bank holding company providing comprehensive financial services primarily in Georgia. The company offers a range of deposit products including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts, alongside its Kasasa rewards program that provides interest rates or cash-back incentives. Affinity Bancshares supports both consumer and commercial lending through residential mortgages, commercial real estate loans, construction and land financing, and consumer loans. The company also manages investment portfolios comprising mortgage-backed securities, government-sponsored enterprise obligations, and Federal Home Loan Bank stock. As an additional service offering, Affinity Bancshares operates FitnessBank, a virtual banking platform that delivers higher interest rates to customers who meet specified fitness goals. Headquartered in Covington, Georgia, and founded in 1928, Affinity Bancshares serves individual consumers and businesses through its federally chartered savings bank subsidiary, positioning itself within the regional banking sector.

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Edward J. Cooney CPA
Employees
79
Headquarters
Covington, GA, United States

Frequently asked questions about Affinity Bancshares Inc.